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Can I pay for my rental car with a credit card?

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Suppliers will require you to provide a credit card on collection of your vehicle. The credit card will need to have the same name as the primary renter where the signature provided must be the same as what is provided on the car rental agreement.

What credit cards do car rental companies in New Zealand accept?

Before you book your car rental, it may be a good idea to call the specific car rental company you are planning to select, when you book your rental through VroomVroomVroom. For peace of mind, call them and ask what credit cards they will accept. By doing this you will feel at ease knowing you will be able to hire your rental. In most cases, car rental companies will accept:

  • American Express
  • Diners Club
  • MasterCard
  • Visa

It is essential to make sure that your credit card will be accepted. If it isn't you may not be able to rent a car. Ensure you have available funds on your credit card that will cover the cost frozen on your account and the car rental cost itself. For an in-depth look at what each supplier will accept when it comes to credit cards, you can take a look at their terms and conditions here.

Car Rental Company Policies: Credit Card

VroomVroomVroom has listed down some important information that could guide you when paying your rental car using your credit card.


Credit cards accepted: American Express, Diners Club, MasterCard, and Visa. Avis accepts Avis Card. Budget also accepts the Budget Charge Card.

At collection, a pre-authorisation is made on your card for the estimated value of the rental and any applicable security bond. Charges will be processed after the completion of your rental and if applicable, the unused portion of the authorisation will be released. Depending on your bank, this may take 7-14 business days to be released by your bank.​

All customers who provide a credit card for payment of any part of the rental are subject to a surcharge:

  • Visa: 2.2%​
  • MasterCard: 2.2%​​
  • Diners Card: 3.1%
  • American Express: 3.1%​
East Coast

Credit cards accepted: Visa and MasterCard Credit and Debit Cards, American Express

East Coast Car Rentals will pre-authorise an amount up to the chosen excess on the hirer's credit card. The pre-authorisation amount will be held by your credit card issuing bank and will automatically be released by your bank. Note that a pre-authorisation may take up to 28 days ​for your bank to release the funds as available credit in your account. ​

The use of Debit/Credit Card will incur a 2.5% surcharge on the full cost of the rental.


Charges for options and coverage must be settled at the commencement of the rental together with a deposit (bond). The credit card holder is listed as the hirer and must be present at the time of rental commencement. The credit card deposit by way of authorisation is NZD $200.00.

A credit card fee applies and is applicable to all rental charges excluding the deposit bond; including any optional items purchased and damage liability charges. There is no refund of credit card surcharges: Enterprise - All credit cards - 0.80% excluding GST.

Union Pay Cards are accepted if they have the Visa and MasterCard Union Pay logo present on the card.


Credit cards accepted: Visa, MasterCard, American Express and Diners Car​

The pre-authorisation amount for Europcar rentals is $200 plus estimated rental charges for New Zealand rentals. A pre-authorisation of $1.00 is processed on the second credit card. The pre-authorisation will continue to be automatically released by the customer's bank within a standard period of 3 to 14 days (some building societies may hold up to 30 days) after the rental has been closed.

The driver must present two valid credit cards when hiring a Prestige vehicle. Both credit cards need to be in the main driver's name where the second credit card can be a debit credit card. This requirement applies to the below prestige vehicles in New Zealand - JFAR, JDAR, PDAR, UTAF, USAF, LFGD.


Acceptable credit/charge cards: American Express, Mastercard, Diners Club, Visa, EurocardOptima-Amex, Vector-MC, Hertz

At the time of rental, an authorisation is obtained on your charge/credit card based on the estimated rental charges. You must have enough credit on your card to cover all charges plus a bond of $200.00.

A credit card surcharge of 2.53% including GST will apply to rentals.​


Credit cards accepted: All major credit cards and debit cards, providing they have the Visa/MasterCard emblem/logo on them.

Credit cards must be in the name of the main hirer. In addition to this, all rentals paid by credit card require a bond to be provided in the form of a credit card imprint.

A credit card surcharge of 1.9% will be applied to any credit card transaction on all reservations.​

The deposit is preauthorised at $250 and this is standard across all depots.​

Planning to use a different payment method? Click here for more information.

For example:

Jane booked a car rental for her road trip in New Zealand's South Island...

When she arrived at the car rental counter to pick up her car she had to provide a payment option. Before she booked her car she read the car rental companies terms and conditions and found out that her best option was to provide her credit card. Because Jane was the primary renter, she was able to present her credit card and hire her car without any issues.