In New Zealand, basic insurance is included in the price of your rental car booking. However, an excess amount will still apply for any damage caused to the vehicle while it is in your possession. Additional protection products like Collision Damage Waiver, Personal Accident Insurance and Personal Effects coverage are not included in the listed rate.
You will need to decide if you want to purchase excess reduction protection to reduce your financial liability when you rent a car in New Zealand. All protection products are completely optional.
Read more about booking a rental car in New Zealand.