Sunrise view of Lake Tekapo in late winter.

Do I need to purchase excess reduction for my campervan in New Zealand?

By Vroom Team • Reviewed 02 Dec 2025

When it comes to rental campervans in New Zealand and excess reduction, there are a couple of options you should be aware of.

Read on for more details.

Most campervan rental companies include basic insurance for their vehicles in the listed rates. An excess amount will still apply, for which the customer is liable to pay if any damage is caused to the vehicle while it is in their possession. To reduce your financial liability when you hire a campervan, you will have a couple of options:

Purchase protection products from the campervan rental company

Campervan rental companies offer their own protection products for their vehicles. By purchasing these, customers can reduce their financial liability. In some cases, if a customer has not purchased any insurance, the security bond amount may be a higher amount.

Purchase third-party protection products

Some third parties also offer insurance which includes coverage for your vehicle. If you are relying on your existing travel insurance policy, keep in mind that you will need to check the terms and conditions to see if your coverage extends to campervans.

Important Information

When you rent a campervan in New Zealand...

If you want to reduce the security bond amount, you may need to purchase insurance products directly from the campervan rental company. Make sure you check the policy details so you know what you are covered for.

About the author

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Vroom Team

VroomVroomVroom’s writing team brings together decades of writing expertise to share their insights into travelling around Australia by rental car. Let our team help you get the most out of your rental car experience.